Budgeting is an important part of managing finances, for both personal and business. A helpful tool to use is a budgeting app. Budgeting apps help you get started with the budgeting process rather than having to come up with your own spreadsheet or ledger. It lays the groundwork for you so you can more quickly get to the important parts of knowing where your money is going and when.
Read MoreThis past year FLEW by.
I want to say up front, did you know that you have everything you need within you to accomplish your goals?!
Read MoreThe holidays are such a special time! I feel my energy building up getting ready to watch all of the lovely holiday movies, while cuddling on the coach and sipping on hot cocoa. But for many of us it is a time of financial stress. Sometimes the stress comes from not knowing exactly how much the cost of Christmas will end up being when you see the credit card bill in January. Well - fret not friends! I’ve pulled together a list of gifts UNDER $25, for her AND him!
Read MoreIf you’re someone who thinks of fashion and style as a creative outlet and form of expression, then keeping your wardrobe fresh and modern is probably important to you. The fall and winter seasons are every fashion lover’s dream with new trends hitting the runways, cozy fabrics with festive patterns, and opportunities to layer scarves, coats and sweaters.
If you’re getting ready for the upcoming Halloween holiday, you’re probably already realizing how expensive it can get. Why is it that holidays tend to sneak up on us, even though they happen on the same day every year? The best way to ensure you don’t overspend is to budget ahead of time.
Read MoreGetting the kids ready to go back to school is an exciting time for a family. The anticipation of starting a new school year, meeting new friends, and getting back into a routine is something most kids and parents look forward to every year.
Read MoreIf you’re struggling with your food budget every month, you’re not alone. Overspending on food is one of the most common personal budget busters. If you’re not sure if you’re overspending, track your grocery and restaurant spending for a month and see how you feel when you see the total number. You might be surprised to see that you spend hundreds of dollars more than you thought on food. A Chipotle lunch here, a snack run there, it adds up!
Read MoreWhen I was young I always wanted to go grocery shopping with my mom, to spend time with her and so I could get all the delicious things. Back then a dozen of eggs would cost $0.80. I even remember walking to the corner dairy drive thru to purchase dairy essentials for the upcoming week, at a very low affordable cost.
Read MoreA comment I received in direct messages recently reminded me just how scary finances can be for a lot of people. This particular message said that it’s just too much of a commitment to develop and create a budget. In fact, this person went so far as to say, “Why can’t I just continue to live in financial ignorance?” I think a lot of people feel this same way! Many people would rather not know how much they’re spending every month because it’s easier than knowing.
Read MoreWhen I first started this business I was unsure of which way to truly start. I felt like I knew my endgame, but was unsure of which path to move forward with. I know there may be some of you out there thinking the same thing. Perhaps you even toyed with the idea of starting your own business as well, but just unsure of exactly how to get started. In this blog post I reflect on my first year in business and then I breakdown the path I took to that brought me where I am today. I hope this provides insight and encouragement that it is possible to start a business alongside working a full-time job.
Read MoreI asked my friend Taylor, who blogs over at Tay-Coff to Adventure!, if she would write-up an article for all of us interested in traveling, but are not really sure how to do it on a budget. Just in time for holiday travels, Taylor packs this blog post full of tips and tricks from a seasoned traveler, like herself. Grab a notepad and pen, you are going to want to take notes during this post!
Read MoreNovember tends to set the tone for the holiday season for me. You bet I already started watching Christmas movies! Some of my favorite Christmas movies include Elf, The Polar Express, How The Grinch Stole Christmas, and any other Holiday movie available on Netflix! Enjoying a cozy night in during the Holiday season helps with budget relief too. I do not have to worry about spending money going out to the movies, or eating out, because all of that can be done in the comfort of my home. I started my holiday baking too; by finding ingredients in my cupboard, searching those ingredients into Google, and making it my own by adjusting according to what I have on-hand.
Read MoreIn the frugal spirit of the upcoming holidays, I wanted to interrupt nonprofit blog series, to bring you insights from my one and only mother! Around the holidays I just absolutely love love love all of the deals and discounts available. In my thoughtful nature, I am already thinking of my family when I am shopping, but, I can't help but get heart eyes when I walk past the new styles and wonderful store sales. I have been known to buy myself a Christmas present (or two) every year as it seems that I convince myself that another discount or offer will not arise! Which, by the way, is absolutely not true. Deals and discounts come around OFTEN!
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