Other than planning for your future and building wealth, did you know that a budget can also affect your health? If you’re feeling stressed when it comes to money, you’re not alone. In fact, money is a top contributor to stress according to a recent survey. Here are some ways a budget can get your stress level under control.
Read MoreIn part one I shared with you four tips to help take control of your finances; create a budget, use expense tracking apps, keep receipts and use expense worksheets, and practice mindful spending. For this second part of simplifying your life, I have a three additional tips to share with you!
Read MoreIn our fast-paced society, it's easy for our finances to spiral out of control. From groceries to regular monthly bills to entertainment, expenses just keep popping up everywhere. That’s why it is crucial to keep track of where our money is going. With a few key strategies, you can take control of your finances and keep peace of mind.
Read MoreBudgeting is an important part of managing finances, for both personal and business. A helpful tool to use is a budgeting app. Budgeting apps help you get started with the budgeting process rather than having to come up with your own spreadsheet or ledger. It lays the groundwork for you so you can more quickly get to the important parts of knowing where your money is going and when.
Read MoreEvery October, I find myself surprised by how quickly I go from wearing shorts and sandals to digging through the back of my closet looking for my sweaters. This year, with the rising cost of living, I also found myself trying to keep the thermostat set as low as possible without shivering. Which got me thinking, “What else can I do to lower energy costs this winter?”
Read MoreAnyone else get the sense that life will very soon resume back to what we know as normal? I know things won’t be like 2019, because we may in fact have been changed by the pandemic. As more and more people get vaccinated, it definitely feels like we’re all a bit ready to emerge from our homes and start returning to what we knew as a normal life. In this blog post we’ll review how to budget after the pandemic.
Read More5 Budget Friendly Ways To Be Eco-Friendly :The following are absolutely free things you can do for the environment and your budget.
Read MoreThis past year FLEW by.
I want to say up front, did you know that you have everything you need within you to accomplish your goals?!
Read MoreThe average person’s relationship with money is ever-evolving. You may be in a season where you just can’t even open your bank account because you’re scared what you might see. You may be thriving financially causing you to look at money as a big blessing in your life.
Read MoreThe holidays are such a special time! I feel my energy building up getting ready to watch all of the lovely holiday movies, while cuddling on the coach and sipping on hot cocoa. But for many of us it is a time of financial stress. Sometimes the stress comes from not knowing exactly how much the cost of Christmas will end up being when you see the credit card bill in January. Well - fret not friends! I’ve pulled together a list of gifts UNDER $25, for her AND him!
Read MoreIf you’re someone who thinks of fashion and style as a creative outlet and form of expression, then keeping your wardrobe fresh and modern is probably important to you. The fall and winter seasons are every fashion lover’s dream with new trends hitting the runways, cozy fabrics with festive patterns, and opportunities to layer scarves, coats and sweaters.
When I bought the book Do It Scared it was right when Ruth Soukup launched it, so along with the book I received 3 bonuses as well. One of the bonuses was a personalized detailed assessment of my fear archetype. And let me tell you, as evidenced in the above 2 statements, how scary accurate that assessment was!
If you’re getting ready for the upcoming Halloween holiday, you’re probably already realizing how expensive it can get. Why is it that holidays tend to sneak up on us, even though they happen on the same day every year? The best way to ensure you don’t overspend is to budget ahead of time.
Read MoreGetting the kids ready to go back to school is an exciting time for a family. The anticipation of starting a new school year, meeting new friends, and getting back into a routine is something most kids and parents look forward to every year.
Read MoreWhen I was young I always wanted to go grocery shopping with my mom, to spend time with her and so I could get all the delicious things. Back then a dozen of eggs would cost $0.80. I even remember walking to the corner dairy drive thru to purchase dairy essentials for the upcoming week, at a very low affordable cost.
Read MoreFirst and foremost, congratulations on this step in your business! I know it can be a big step, but it will be so worth it! Having a website that does more than just say what you do, but also shines your personality and highlights your service or product in an effective way, is so beyond worth it!
Read MoreIf you’re wondering whether or not you should sign up for Amazon Prime or Costco—or both!—I’m happy you’re thinking about your budget. Recurring expenses, like subscriptions and memberships, are often the biggest budget busters. But unlike the Hulu subscription you may have forgotten about, Amazon Prime and Costco memberships are not as forgettable.
Make sure that when you create your financial goals they are S.M.A.R.T!
Specific: Make sure to be as specific as possible. Include the who, what, where, when why, and how in this step. Write this down and post it somewhere you will see it everyday.
Read MoreThe Most Common Budget Busters & Tips for Avoiding Them
Creating a budget is no small task. In fact, it’s hard work and takes consistent dedication. This is why it’s important for me to educate my clients (and you!) on the kinds of distractions that can derail all that hard work.
Let’s be honest, it’s easier than ever to spend money these days. You don’t even have to carry a wallet! While technology has provided a more convenient way to shop, it can also be detrimental to our financial behavior. I’ve compiled a short list of common things to avoid when you’re creating and sticking to a budget. My hope is that you can find some room in your budget to save towards your bigger goals. You’ve got this!
If you’ve read some of my other blog posts about creating a budget, then you know that I can’t stress enough the importance of maintaining your budget. Too often I see people spending valuable time creating their budget, and then going about their month and completely forgetting about it. It’s not surprising when they look at their final numbers for the month and realize they’ve overspent.
