A comment I received in direct messages recently reminded me just how scary finances can be for a lot of people. This particular message said that it’s just too much of a commitment to develop and create a budget. In fact, this person went so far as to say, “Why can’t I just continue to live in financial ignorance?” I think a lot of people feel this same way! Many people would rather not know how much they’re spending every month because it’s easier than knowing.
Read MoreNovember tends to set the tone for the holiday season for me. You bet I already started watching Christmas movies! Some of my favorite Christmas movies include Elf, The Polar Express, How The Grinch Stole Christmas, and any other Holiday movie available on Netflix! Enjoying a cozy night in during the Holiday season helps with budget relief too. I do not have to worry about spending money going out to the movies, or eating out, because all of that can be done in the comfort of my home. I started my holiday baking too; by finding ingredients in my cupboard, searching those ingredients into Google, and making it my own by adjusting according to what I have on-hand.
Read MoreWould you know the answer to the question: Do you live below your means?
Earlier this week I was listening to a podcast where they were talking about how it is culturally acceptable to spend, spend, spend! Buy that new widescreen/flat screen/3D Screen TV! Buy the newest car! Buy that new piece of electronics! Buy the latest and greatest fashion line! Living within this culture where we are conditioned to overspend beyond our means, will allow us to do just that with seemingly no repercussions.
Read MoreIn the frugal spirit of the upcoming holidays, I wanted to interrupt nonprofit blog series, to bring you insights from my one and only mother! Around the holidays I just absolutely love love love all of the deals and discounts available. In my thoughtful nature, I am already thinking of my family when I am shopping, but, I can't help but get heart eyes when I walk past the new styles and wonderful store sales. I have been known to buy myself a Christmas present (or two) every year as it seems that I convince myself that another discount or offer will not arise! Which, by the way, is absolutely not true. Deals and discounts come around OFTEN!
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